10 Steps to Buying a Home
We understand that purchasing a home is one of the most significant decisions you will make. Our commitment to delivering high-quality, beautifully designed homes, paired with exceptional customer service, ensures that your journey from initial enquiry to moving into your new home is smooth and enjoyable. To help you navigate the process, we have created this comprehensive guide outlining the ten essential steps to buying a home, ensuring you stay informed and confident throughout your homebuying journey.
Find out how much you can borrow and obtain an agreement in principle from a Financial Advisor or bank/building society.
Visit a showhome or marketing suite and complete the reservation paperwork for your brand new home. You will also go through all of the development plans and have an opportunity to ask all the questions you may have regarding your new home.
Instruct a Solicitor. Your solicitor will act on your behalf to take care of all the legal aspects of a new home purchase. Ashwood Homes does have a panel of solicitors whom we recommend. They will need some information from you such as your ID and property details. You will need to provide them with monies to cover costs such as searches.
Your solicitor will ask for a copy of the title deeds from Ashwood Homes solicitors, draft contract, property information form and fittings and contents form. We will also raise enquiries and apply for searches if required including local authority search, drainage search and environmental search if necessary.
You will receive results from searches and your solicitor will provide you with a report. Results may prompt the need for further enquiries.
Your FA or bank/building society will have notified you that your mortgage application has been successful and send yourself and the solicitor a copy.
It is now time to check and sign the contract, transfer deed, mortgage deed and Stamp Duty Land Tax Return.
You are now legally bound to buy the property. We will send your deposit and signed contract to the seller’s conveyancer and request mortgage advance.
Your solicitor will send the balance of the money to Ashwood Homes and you will now legally own the property.
You can now collect the keys from Ashwood Homes and enjoy your new property!
We Are With You All The Way
We strive to deliver beautifully designed homes, benefiting from expert build quality whilst providing homebuyers with a range of options to suit their circumstances. All of this is supported by exceptional customer service and a dedication to our customers, ensuring they are as proud of our properties as we are. We are there with you along every step of the journey, and to allow you to stay abreast of where you sit along the homebuying process, we have developed this easy guide to assist you.
Once you have chosen your new home, our friendly sales team will assist you in completing the reservation paperwork. You will also need to pay your reservation deposit which will secure the plot.
Your Sales Negotiator will go through all the technical plans of the development, and this is the opportunity for you to look at the development in detail and ask any further questions you may have.
Here is where you can start to make your house your own. A great plus of buying a new build! If you are purchasing a property that is yet to be completed, you will be able to personalise your home from our range of interior choices. This will include the kitchen, tiles, hard flooring and carpets from our fantastic range. We are proud of our high level of standard specification, but if there is something else you’d like to add you may be able to enhance this by choosing from our wide range of optional extras. Some options are subject to the build stage of your chosen property, so please speak with our sales team.
Once your solicitor gives you the go ahead that they are happy with all the details, and the mortgage offer is in place, you can sign and exchange on the contract for your new home.
As the completion date nears, our dedicated team will keep you fully up-to-date with the progress and the projected date when it will be ready to move into. You will also be able to take your first step into your new home once the kitchen has been fitted to see how progress is going.
To help you understand how your home is built and to demonstrate how you can make the best use of the fittings and appliances within your new home, we will arrange a visit for you with the Site Manager and Sales Consultant. This will allow you to view your completed home prior to legal completion and ensure you get the most out of it.
The moment you have been waiting for! Once the balance of the purchase price has been received by Ashwood Homes, we can legally complete the sale. This is the most exciting day of all when you get your keys to your dream home, the sales team will welcome you to your new home, and carry out the handover with you.
This is not the end of our journey together; our Customer Care team will be on hand to help from the day you move in up until the expiration of your warranty.
Buying a New Home in Lincolnshire
The Legal Process of Buying a Home
The legal process of buying a new home in Lincolnshire can seem overwhelming but we're here to help. Check out our Buyer Information area. Our 10 Steps to Buying a Home guide will answer any questions you have on the legal process of buying your new build home in Lincolnshire. Our philosophy is built on customer care. Our exceptional customer service ensures you are supported through the process of buying a home. For any questions about what you can expect Buying a New Home in Lincolnshire, contact us.